Articles and Notes

The article explains why insurance companies decline life insurance applications and how they assess risk. It outlines the main reasons for declines and why different insurers may make different decisions. It also describes what to do after a decline and what alternative options may be available to obtain coverage.

Many credit cards offer built-in travel insurance that can provide protection in case of unforeseen events during your trip. However, it is important to understand that this coverage is often standard and may not meet your individual needs. In some cases, additional insurance may be necessary.

In this article, we discuss the differences between Participating Whole Life Insurance, Universal Life Insurance with Level Premium, and Term Life Insurance options in Canada.

Health and Dental Insurance in Canada: What Canadian Residents Need to Know

Why Does a Tourist Need Health Insurance When Visiting Canada? Here Are Some Key Aspects

There are 2 types of life insurance that you can purchase (in fact, there are more, such as AD&D and others, but I won’t consider them as they are not relevant to this question) — term insurance and permanent insurance, for life.

There are 4 types of disability insurance described in this article

In most cases insurance companies pay claims without any questions but at some situations they refuse, in this articles i decided to explain the reasons why they do not