Articles and Notes

on February 24, 2026
Investment Reality Check: Preserving and Growing Capital in Canada
A comprehensive guide to investing in Canada that clarifies the distinction between savings and investments while analyzing key risks like inflation and taxation. It explores various financial instruments, including stocks, bonds, ETFs, and mutual funds, offering practical strategies for buying low and leveraging tax credits to build long-term passive income.
Read more
Artem Financial Blog
on February 22, 2026
What types of loans are available in Canada?
Loans can be fixed or variable
Read more
Artem Financial Blog
on February 18, 2026
How much money will you be entitled to receive upon retirement (CPP, OAS, GIS)?
General Overview of the Canadian Retirement System and Its Main Components
Read more
Artem Financial Blog
on February 11, 2026
Wills in Canada: Probate, Taxes, Inheritance
Will is a document in which you designate your beneficiaries, appoint an executor, describe how to distribute assets.
Read more
on February 07, 2026
What should a person do if they were declined for life insurance?
The article explains why insurance companies decline life insurance applications and how they assess risk. It outlines the main reasons for declines and why different insurers may make different decisions. It also describes what to do after a decline and what alternative options may be available to obtain coverage.
Read more
on May 22, 2025
Misconceptions About Buying Life Insurance in North America
Life insurance is a crucial part of securing your family's financial future. However, many people are confused by myths and misunderstandings when they consider buying it. In this article, we’ll go over five common misconceptions to help you make an informed and important decision about insurance.
Read more
on May 03, 2025
Travel Insurance coverage offered by Canadian Credit Cards: What You Need to Know
Many credit cards offer built-in travel insurance that can provide protection in case of unforeseen events during your trip. However, it is important to understand that this coverage is often standard and may not meet your individual needs. In some cases, additional insurance may be necessary.
Read more
on April 16, 2025
What is a Registered Disability Savings Plan (RDSP)?
In this article, we discuss the RDSP program for people who have the Disability Tax Credit.
Read more